Credit and Credit Solutions

If you are looking for a credit card when your credit score is less than perfect or if you have had no credit history at all, the Eufora Prepaid MasterCard was designed with you in mind. The Eufora Prepaid MasterCard is offered by BANKFIRST and not only does it give you a way to build, or rebuild, your credit, but it also give you the chance to earn income when you make referrals.

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For the Eufora Associate Prepaid MasterCard, any time you refer a new applicant, you will receive $20 per year if that person is approved and keeps their membership in good standing! The annual fee for this card is $29.95 per year, but with the income opportunity you may be able to pay that fee easily with the referral earnings. A minor drawback: even when you refer someone to the Elite or Preferred level cards, you will still only earn the $20 commission. Although the annual fee for the higher level cards is more, the earning potential and benefits offered are considerably greater.

Money can be loaded on to your prepaid card by cash, bank transfer or even another credit card, and because it is a Visa or MasterCard you can use it anywhere in the world. Prepaid cards generally have the same uses as a credit card, so much so that they are commonly referred to as ‘prepaid credit cards’. However, there is a difference. A prepaid card is completely powered by your cash and therefore the money you have in your prepaid account is the money you have to spend. This means there is no risk of running into debt. There are no credit checks and no interest to pay. Consequently, rather than referring to it as a prepaid credit card, a better description would be a prepaid debit card, a prepaid Visa card or a prepaid MasterCard.

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A unique perk of the card is the chance to win a new car each month! For every $100 spent on the card, the cardholder will receive an entry in the car drawing, which features 30 different vehicles.

What is a prepaid credit card You pay in advance to get credit Nope! It's a debit card where you first put money on the card and then can spend only as much as is left on the card. You can shop online, book tickets, do your groceries and withdraw cash with a prepaid credit card. It's really a debit card that works like a credit card. People call them prepaid credit cards because they look like a credit card, act like a credit card and have a visa or mastercard logo on them. Reloadable prepaid credit cards allow you to add money to your card every time you run low.

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The minimum amount you can deposit into the Eufora Prepaid MasterCard is $5 and the maximum is $5,000. If you wish to have an additional card on the account, a fee of $9.95 is applied. There are also other various fees when you use this card for other services, like ATM withdrawals, and in certain situations, like when you are over your limit or inactive.

So as a student, how would a prepaid credit card work for you A prepaid credit card works like a prepay mobile phone. You pay credit in advance of using it. Ita s a great way get the benefits of a credit card, without running up a debt. However, the fees can be expensive, so think carefully about whether ita s worth it. It can be used at shops and online, like a normal credit card.

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So, when you are looking for a stored value credit card, you may benefit greatly from what the Eufora Associate Prepaid MasterCard has to offer. With guaranteed approval, no monthly participation and application fees, the opportunity to earn income for referrals and the ease of direct deposit into your account, this card can be a great way to improve your credit.

Clients funds deposited via credit card (VISA and MasterCard) will be transferred back to the credit card account upon a withdrawal request!

Credit For more information or to apply for the Eufora Prepaid MasterCard, Beth Derkowitz recommends Find Credit Cards.

Instead of taking all your holiday money in cash or travellers cheques, up money onto your cashplus prepaid gold MasterCard account to use as you travel. Extreme Cred When you sign up for your prepaid credit card you will get 60p! Also get 18 tickets into our competitions! Extreme Cred, selling youth focused prepaid card.

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