Credit and Credit Solutions

eTelcharge.com Offers Enhanced Solution for America's Fastest Growing Crime

Credit Card Debt Solution DALLAS--(BUSINESS WIRE)--July 6, 2004--eTelcharge.com (stock symbol: ETLC) will soon offer its improved eTelcharge application coined The New Online Currency, to online merchants with free installation and technical support. The Company's latest version of its alternative payment option, which allows purchases to be charged to the consumers home phone bill addresses identity fraud the fastest growing crime of the twenty first century.
"While we offer the traditional credit card merchant services of Visa, MasterCard and American Express to our merchant clients. eTelcharge.com realizes that the largest market of potential online shoppers do not posses a credit card representing 70 million in the U.S. alone, according to the Wall Street Journal. We simply want to open a safer online cash register for our merchants allowing them to cater to a mass market inclusive of the large number of individuals who are either uncomfortable revealing their credit card numbers on the Internet or do not have a credit card," said Carl Sherman, CEO of eTelcharge.com. "Identity fraud is a global threat on all industrialized country's costing billions of dollars. Thereby, online merchants must constantly seek improved payment alternatives to lessen the personal risk of its consumers. By adding eTelcharge the merchant reflects their genuine concern for the online shoppers trepidation regarding privacy and security online."

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Home Equity Line Of Credit New merchants who open a merchant service account with eTelcharge.com will automatically receive our latest version of Telcharge when the new service is launched soon. While existing customers will be able to download the enhanced new online currency option from www.etelcharge.com. Online merchants should apply now for a merchant account due to projected demand of the promotional free offer.

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Credit Solution Of America Founded in 1999, eTelcharge offers multiple payment options on the Internet to date. The Company offers the traditional credit card merchant services along with the exclusive new online currency - eTelcharge. Designed to reduce the risk of credit card fraud and identity theft by providing an Internet credit option for online shoppers to charge items sold over the Internet to their telephone bill. This payment option is a perfect match for the 70 million Americans who do not own a credit card. eTelcharge is currently the only company with the ability to charge a variety of products to the home phone bill. Clearly, past electronic commerce solutions have not employed effective security and privacy techniques that adequately address consumer concerns about privacy and security on the Internet today.

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Bad Credit Debt Consolidation This news release includes forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. The statements involve a number of known and unknown risks and uncertainties that may cause eTelcharge.com, Inc. and actual results or outcomes to be materially different from those anticipated and discussed herein. These include its historical lack of profitability, the need for additional capital, end-use customers' acceptance of new products and actual demand, which may differ significantly from expectance of new products and actual demand, which may differ significantly from expectations, the need for eTelcharge.com, Inc. to manage its growth, and other risks associated.

Credit Card Solution Contacts

Credit Union
eTelcharge.com, Inc., DeSoto
Wendy Hodges-Kent, 972-298-3800
whodgeskent@etelcharge.com
www.etelcharge.com

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